Loans up to my eyeballs

Just when I thought I had all my student loan details hammered out...
I consolidated all my grad school loans through the US Dept of Education. HOPEFULLY getting in on some sweet forgiveness goodness, should that pan out. OR so I thought. I get a notice from one student loan lender who says they will cheerfully begin my repayments soon. I just logged on to their website and one of my loans didn't get consolidated! I am now shuddering about taking the extra money left over after tuition for living expenses. My monthly payment is going to be gross, once this last loan gets lumped in there, which I reeeealllly hope it still can be, it said I have up to 180 days after the first consolidation went through to add other loans. The crappy part though, is that the interest rate is actually higher than it was on two of the loans I consolidated. If I really pay the standard monthly payment, I am going to be paying thousands of dollars in interest.

I know that there are Public Service loan forgiveness plans in the works. I also know there is a new Income Based Repayment plan. Does anyone have any experience with it yet? I am going to wait until this last loan gets processed and consolidated and then probably try and apply. It certainly couldn't hurt and hopefully I'll stay in the non-profit field long enough to qualify for the forgiveness!!